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Our Carriers
Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company. Copyright ©2025 Gerber Life Insurance Company, White Plains, NY.
Our Coverage Options
Term Life (TL)
Temporary coverage designed to provide a safety net during the years when financial responsibilities are highest. It offers affordable protection, typically with no cash value component.
Whole Life (WL)
Permanent coverage with fixed benefits and guaranteed cash value accumulation. It’s often used for long-term protection, estate planning, or final expenses.
Single Premium WL
Permanent coverage funded by a single payment that provides lifelong protection while building cash value over time, which may help support wealth transfer, or estate / legacy planning goals.
Universal Life (UL)
Non-guaranteed permanent protection that offers cash value accumulation with flexible premiums and adjustable benefits to support future financial goals, subject to policy terms and performance.
Children’s Life Insurance
Children’s insurance ranges from strict death benefit coverage to cash value accumulating policies that can support future financial goals, subject to policy terms and performance.
Accidental Life (ADL)
Supplemental coverage that provides a benefit if death results from a covered accident. It offers added protection for unexpected events, subject to policy terms.
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Coverage Guide
Coverage
Guide
Our Servicing Area
Our background checked verified, state licensed Life Specialists provide in home appointments offering an interactive and personalized experience across the greater Washington, D.C. area. Including; Virginia, West Virginia, Maryland, and the District of Columbia.
